CMBS.com Privacy Policy

1. Acceptance of Terms
CMBS.com (the "Company" or "us" or "we") respects your privacy and is committed to protecting your personal information that you provide to us on cmbs.com and any related sub-domains (the "Website"). This statement explains our policies and practices regarding the use and disclosure of your personal information by the Company. Please note that the Company reviews and updates this Privacy Policy from time to time as needed without notice. Therefore, you should review the terms of this policy periodically to make sure that you are aware of how the Company collects and uses personal information. By using our Website, you consent to the collection and use of your personal information by the Company as explained below.

2. Personal Information
You have complete control over your personal information. In general, you can access the publicly available portions our Website without providing us with any personal information. However, we must have your personal information in order for us to grant you full access to our Website and to assist us in delivering a superior level of customer service. This information may include registration data (your name, company, address, email address, phone number, title, etc.), payment information, information request data and response data ("User Information").

3. Use of User Information
We intend to use such information for purposes of supporting your relationship with the Company by providing a Website that is suitable to your needs and alerting you to new product and service offerings as they become available. This User Information may be retained by Company to verify compliance with the agreement between the Company and your employer, to keep track of the domains from which people visit us, to enable payment for services offered by the Website, to create a user profile to better serve you, or to simply contact you either electronically or otherwise for marketing purposes. If you decide that we should not use your personal User Information to contact you for marketing purposes, please let us know by sending us an e-mail to privacy@cmbs.com and we will not use that information for such purpose. Do not submit any User Information if you are less than 18 years of age. We do not collect personally identifiable information from any person we know is under the age of 13.

4. Monitoring
Although we are not obligated to do so, we may review your communications with respect to the Website to determine whether you comply with our Terms of Service. The Company will not have any liability or responsibility for the content of any communications you provide, or for any errors or violations of any laws or regulations by you.

5. Disclosure of User Information
The Company does not sell, trade or transfer User Information to third parties. However, we may share User Information with our business partners for marketing, advertising or product/service offering purposes. We may share with third parties aggregated, non-personal information. Such information does not identify you individually. We also disclose User Information if: we have your consent; we need to share it in order to provide you with the products and/or services you requested; we respond to a court order; you violate our Terms of Service or we otherwise suspect that you are engaged in fraudulent or illegal activities. You may separately agree to provide your personal information to third parties that provide content for Company Offerings in order to access and/or use their products and/or services. If you agree to provide such information to these third parties, then your personal information will be subject to their privacy policies. CMBS.com may sell, transfer or otherwise share some or all of its assets, including User Information, in connection with a merger, acquisition, reorganization or sale of assets or in the event of bankruptcy. If we become involved in a merger, acquisition, reorganization or any form of sale of some or all of our assets, we will provide notice to you before your User Information is transferred and becomes subject to a different privacy policy.

6. Accuracy and Security
The accuracy and security of User Information is important to the Company. Currently, you may review and request updates to your User Information retained by the Company. If you contact us to correct your User Information, we will attempt to correct such inaccuracies in a timely manner. The Company is concerned with the security of your User Information and is committed to taking reasonable steps to protect it from unauthorized access and use of that personal information. To that end, we put in place the appropriate physical, electronic and managerial policies and procedures designed to secure your personal User Information. We also continue to implement procedures to maintain accurate, complete and current User Information. No method of transmission over the Internet, or method of electronic storage, is one hundred percent secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

7. Usernames and Passwords
Access to certain content on our Website may be allowed under a written agreement between you and the Company and will require a username and/or password. In some cases, failure to provide personal information may prevent you from accessing certain Company web site(s) containing certain confidential information, products, services, or promotional offers ("Company Offerings"). By accessing and using our protected and secured web site(s) you agree to maintain the confidentiality of the username and password you selected to access such site(s) and consent to our Terms of Service.

8. Cookies
We use "cookies." A cookie is a small data file that a web site can transfer to a visitor's hard drive to keep records of the visits to such site. A cookie contains information such as your username and password that helps us recognize the pages you have visited and improve future visits, but the only personal information a cookie can contain is the information that you provide yourself. A cookie cannot read data off your hard drive or read cookie files created by other sites. Information stored in cookies may be encrypted, however, we do not store your credit card number in cookies. If you prefer not to accept a cookie, you can set your web browser to warn you before accepting cookies, or you can refuse all cookies by turning them off in your web browser. If, however, you prefer not to enable cookies, you can reset your browser to refuse all cookies or indicate when a cookie is being sent. Please note that certain features of our Website may not be available once cookies are disabled.

9. Log Data
When you visit the Website, our servers automatically record information that your browser sends whenever you visit a website ("Log Data"). Log Data may include information such as your computer's Internet Protocol address, browser type or the website from which you are visiting, pages of our Website that you visit, the time spent on those pages, information you search for, access times and dates, and other statistics. We use this information to monitor and analyze use of the Website and for the Website's technical administration, to increase the Website's functionality and user-friendliness, and to better tailor it to our visitors' needs. We also use this information to verify that visitors to the Site meet the criteria required to process their requests.

10. External Links
The Website provides links to other third party web sites. Even if the third party is affiliated with the Company through a business partnership or otherwise, the Company is not responsible for the privacy policies or practices or the content of such external links. These links are provided to you for convenience purposes only and you access them at your own risk.

11. Terms of Service and Contact Information
Please also see our Terms of Service, which describes the restrictions, disclaimers, indemnification and limitation of liability governing the use of the Website. If you have any questions regarding this Privacy Policy or our Terms of Service, please contact us at info@cmbs.com. For other general questions, please refer to our Contacts page.